The best AI tools for accounting — curated for solopreneurs. Compare features, pricing, and ratings in one place.

Puzzle

★ 3.9/5

AI bookkeeping that categorizes transactions.

$19-99 mo

QuickBooks

★ 4.2/5

Full accounting with AI categorization and insights.

Paid — from $30/mo

Wave

★ 4/5

Genuinely free double-entry accounting, invoicing, and receipt tracking for micro-businesses, with paid payment-processing and payroll add-ons.

Freemium — free accounting; Payments processing fee, Payroll paid

Xero

★ 4.1/5

Cloud accounting for small business.

$13-70 mo

Zoho Books

★ 4.1/5

Accounting inside the Zoho suite.

$0-60 mo

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