Wave vs Xero

Wave vs Xero: compare pricing, features, ratings, and best use cases to pick the right tool for your one-person business.

Wave

★ 4/5

Freemium — free accounting; Payments fee

Free accounting and invoicing for tiny businesses.

Best for

  • Micro-businesses
  • Solopreneurs

Pros

  • Free core
  • Easy

Cons

  • Paid add-ons

Xero

★ 4.1/5

$13-70 mo

Cloud accounting for small business.

Best for

  • SMB

Pros

  • Solid

Cons

  • Learning curve

Not sure yet? Browse all AI tools or see Wave alternatives and Xero alternatives.